✅Fair Plan: CA property (fire) insurance answer to carrier cancelations

#socialcurrentsee leads today to introduce Fair Plan, a program that provides basic home insurance co

Michael & Dee Dee Foxworth ▶ TriloGi® bloggers since 2011 @https://twitter.com/ALTALOMAN

#socialcurrentsee leads today to introduce Fair Plan, a program that provides basic home insurance coverage to high-risk residents who are unable to get covered by standard insurers. Homes in wildfire-prone areas and older residences in need of updates might be considered high-risk properties. If you have a history of frequent claims or a poor credit score, you may also be considered high risk by insurance companies. The topic of property fire insurance came with recent urgency because our HOA community at the base of the sprawling Cleveland National Forest in Temescal Valley received a fire insurance cancelation notice of nonrenewal beginning in mid-November. The notice causes particular alarm and angst for the condo portion (170 units) of our community because our fire insurance has been covered by our dues. The HOA Board, insurance broker, and the HOA law firm are scrambling to secure an alternative plan. TRILOGY GLEN IVY ▶ A 1317-home community with 170 condominiums, peaceful, beautify, and majestic. But the setting at the base of the Cleveland National Forest prompts an alarm about high fire risk.

Interview: How homeowners can better insure their home against natural disasters - capradio.org Between 2015 and 2019, insurers refused to renew home insurance policies for almost 1 million residents. Janet Ruiz, director of strategic communications for the Insurance Information Institute, thinks that after so many national disasters, many homeowners may be thinking about how to protect their homes. www.capradio.org

California Fire Insurance Policies Battle Heats Up | myMotherLode.com Sonora, CA – Administrators of the fire insurance pool, the California Fair Access to Insurance Requirements Plan, is taking on the state's insurance commission over having to offer other types of policies, specifically liability, with its fire insurance. www.mymotherlode.com

Battle over California fire insurance policies intensifies SACRAMENTO, Calif. (AP) — Massive wildfires are making it harder for some California homeowners to get property insurance, pitting the state's insurance commissioner against the industry in an escalating conflict that will likely stretch into 2022's statewide elections. www.msn.com

CA Fire Insurance Proposal | myMotherLode.com We would like to discuss the possibility of the CA Fair Plan offering 20% discounts or more on insurance premiums to counties or cities that impose a tax or assessment on themselves specifically for preventing/combating wildfires. The money generated from this self-imposed tax could go toward creating and maintaining fire break lines, forest fuel reduction efforts, public awareness campaigns, and other wildfire prevention/combating solutions. Currently our local resources, money spent on increased annual insurance premiums, are being used to pay for future wildfire claims. We desperately need a solution that allows these local resources to be used locally to prevent and mitigate future wildfire destruction rather than being used to pay ongoing wildfire insurance claims. www.mymotherlode.com

The California FAIR Plan Insurance agents and brokers may have access to property insurers other than the FAIR Plan. If they cannot find you insurance through another insurance company, they can assist you in applying for a policy through the FAIR Plan. There is no additional cost for having an insurance broker. www.cfpnet.com

What Is the California FAIR Plan & What Does It Cover? | Policygenius If you live in an area at high risk of wildfires, you may have a difficult time finding homeowners insurance. If that's the case, you'll need a California FAIR Plan. www.policygenius.com

Basics on understanding the California FAIR Plan Explaining how to work with or around the California Fair Plan for property fire insurance in high-risk zones or when a policy is canceled. www.youtube.com

Fair Plan California Fire Insurance SEARCH When you change the way you find things, the things you find change duckduckgo.com

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TRENDING 'CASTS' ▶ CALIFORNIA FIRE INSURANCE

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Michael & Dee Dee Foxworth ▶ TriloGi® bloggers since 2011 @https://twitter.com/ALTALOMAN When you change the way you find things, the things you find change ▶ http://canswerist.com ▶ http://socialcurrentsee.com ▶ http://trilopedia.com ▶ http://twitter.altacities.com ▶ http://altacities.com ▶http://discoverleavetheword.com ▶ http://news.altacities.com ▶ Today's tweets are tomorrow's posts